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Mon, Aug 04, 2008
The Straits Times
Allow Medisave for dental surgery

SINGAPOREANS contribute a significant portion of their income - 20 per cent for most - into the Central Provident Fund (CPF).

Of this 20 per cent, a significant part - about 6 per cent - is channelled into the Medisave fund. Medi-save is meant to cover our health-care needs.

I am curious why the Ministry of Health does not allow Singaporeans to use their Medisave to pay for vital dental surgery, such as root-canal work, tooth crowning or implant procedures.

Healthy teeth are a key part of an individual's overall well being. I am surprised Medisave can be used only to cover wisdom-tooth surgery.

For my personal health, I had to do a root canal and crowning due to a major crack in my tooth recently. I paid for the procedure entirely in cash.

I am now contemplating whether I should take care of another vital tooth that needs an implant, knowing it is will set me back another $4,000 to $5,000.

Can the ministry consider a more comprehensive approach in its policies to allow CPF members to use their hard-earned Medisave funds to pay for more complete health coverage?

Calvin Ho


 

 
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